Interest Review in Asset & Liability Sub Committee Meeting dated 12-12-2025
Applicable Date: 01-01-2026
| Sr | Particulars | Final |
| FIXED DEPOSITS | ||
| 1 | 31 Days To 90 Days | 5.50 % |
| 2 | 91 Days To 180 Days | 6.50 % |
| 3 | 181 Days To 365 Days | 7.50 % |
| 4 | 13 Months To 24 Months | 8.50 % |
| 5 | 25 Months To 36 Months | 7.50 % |
| 6 | 37 Months TO 60 Months | 7.00 % |
| Additional Interest : 0.50% – on deposit of senior Citizen. | ||
| Recurring Deposits. | ||
| 1 | 24 Months Period. | 7.00 |
| 2 | 36 Months Period. | 7.50 |
| 3 | 60 Months Period. | 8.00 |
| Sr | Particulars | Final
int. Rates |
| Loans & Advances | ||
| 1 | C. C. Hypothecation | 11.00 |
| 2 | C. C. Clean. | 12.00 |
| 3 | Term Loan | 14.00 |
| 4 | Term Loan Agriculture | 15.00 |
| 5 | Hire/ Purchase Loan | 14.00 |
| 6 | Vehicle Loan (Two wheeler) | 11.50 |
| 7 | Vehicle Loan (Four wheeler) | 10.50 |
| 8 | Salary Loan | 14.00 |
| 9 | Ware House Loan | 11.00 |
| 10 | Gold Loan | 10.50 |
| 11 | Housing Loan | 11.00 |
| 12 | Demand Loan/BUSINESS TERM LOAN | 14.00 |
| 13 | Demand Loan (Group Loan UP To 50000) | 20.00 |
| 14 | Education loan | 15.00 |
| 15 | Solar Loan | 12.00 |
| Loan against FDR | 2.00% extra for loan upto 1.00 lakh.
1.00% extra for loan above 1.00 lakh. |
|
| Penal Interest :- 2.00 % on overdue loan amount. | ||